Five loan programs, one conversation. Compare first-time buyer options, FHA, conventional, rate buydowns and refinancing — then open the thread that fits.
Programs
Five loan programs, one conversation. Compare first-time buyer options, FHA, conventional, rate buydowns and refinancing — then open the thread that fits.
Five threads. One goal: keys .
Not sure which? Say it in one line.
How much house, roughly?
The process, every program.
Questions everyone asks.
Still scrolling? That’s a question forming.
Loan programs
Every program below is a conversation, not a category. Open the one that sounds like your situation — or scroll to the 60-second matcher and let the answers point.
Two sliders, one honest ballpark. Uses a 36% debt-to-income guideline, a 6.5% illustrative rate, and assumes about 22% of your housing budget goes to taxes, insurance and MI. A planning range — not a pre-approval.
We make and owe /mo. What can we shop for?
A comfortable target is around
with roughly /mo for total housing (assuming ~5% down). Illustrative only — program choice, score and location all move this.
Different loans, same rhythm.
Send it. Worst case, you get a straight answer and keep renting on purpose.
Digital-first mortgage guidance for people who’d rather text than call. Clarity, speed, and zero pressure.
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Programs
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Replies 8am–8pm, seven days a week.
Equal Housing Opportunity. This is not a commitment to lend. All loans subject to credit approval, income verification and property appraisal. Rates shown are illustrative, not an offer, and change without notice.
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